diff --git a/capsulflask/console.py b/capsulflask/console.py
index 1aa2162..bc3ede1 100644
--- a/capsulflask/console.py
+++ b/capsulflask/console.py
@@ -152,6 +152,7 @@ def create():
   return render_template(
     "create-capsul.html",
     created_os=created_os,
+    account_balance=format(account_balance, '.2f'),
     ssh_public_keys=ssh_public_keys,
     ssh_public_key_count=len(ssh_public_keys),
     no_ssh_public_keys=len(ssh_public_keys) == 0,
@@ -214,12 +215,14 @@ def get_payments():
     g.user_payments = get_model().list_payments_for_account(session["account"])
   return g.user_payments
 
+
+average_number_of_days_in_a_month = 30.44
+
 def get_account_balance():
-  average_number_of_days_in_a_month = 30.44
 
   vm_cost_dollars = 0.0
   for vm in get_vms():
-    end_datetime = vm["deleted"] if vm["deleted"] else datetime.now()
+    end_datetime = vm["deleted"] if vm["deleted"] else datetime.utcnow()
     vm_months = ( end_datetime - vm["created"] ).days / average_number_of_days_in_a_month
     vm_cost_dollars += vm_months * float(vm["dollars_per_month"])
 
@@ -230,11 +233,30 @@ def get_account_balance():
 @bp.route("/account-balance")
 @account_required
 def account_balance():
-  errors = list()
   payments = get_payments()
   account_balance = get_account_balance()
 
+  vms_billed = list()
+
+  for vm in get_vms():
+    end_datetime = vm["deleted"] if vm["deleted"] else datetime.utcnow()
+    print(end_datetime)
+    print(vm["created"])
+    vm_months = (end_datetime - vm["created"]).days / average_number_of_days_in_a_month
+    vms_billed.append(dict(
+      id=vm["id"], 
+      dollars_per_month=vm["dollars_per_month"],
+      created=vm["created"].strftime("%b %d %Y"),
+      deleted=vm["deleted"].strftime("%b %d %Y") if vm["deleted"] else "N/A",
+      months=format(vm_months, '.3f'),
+      dollars=format(vm_months * float(vm["dollars_per_month"]), '.2f')
+    ))
+
   return render_template(
     "account-balance.html", 
-    payments=payments, has_payments=len(payments)>0, account_balance=account_balance
+    has_vms=len(vms_billed)>0, 
+    vms_billed=vms_billed,
+    payments=list(map(lambda x: dict(dollars=x["dollars"], created=x["created"].strftime("%b %d %Y")), payments)), 
+    has_payments=len(payments)>0, 
+    account_balance=format(account_balance, '.2f')
   )
\ No newline at end of file
diff --git a/capsulflask/schema_migrations/02_up_accounts_vms_etc.sql b/capsulflask/schema_migrations/02_up_accounts_vms_etc.sql
index 2591700..8c344c1 100644
--- a/capsulflask/schema_migrations/02_up_accounts_vms_etc.sql
+++ b/capsulflask/schema_migrations/02_up_accounts_vms_etc.sql
@@ -83,6 +83,6 @@ INSERT INTO accounts (email)
 VALUES  ('forest.n.johnson@gmail.com');
 
 INSERT INTO payments (email, dollars, created)
-VALUES  ('forest.n.johnson@gmail.com', 100.00, TO_TIMESTAMP('2020-05-05','YYYY-MM-DD'));
+VALUES  ('forest.n.johnson@gmail.com', 20.00, TO_TIMESTAMP('2020-05-05','YYYY-MM-DD'));
 
 UPDATE schemaversion SET version = 2;
\ No newline at end of file
diff --git a/capsulflask/static/style.css b/capsulflask/static/style.css
index 656fbf9..c07779e 100644
--- a/capsulflask/static/style.css
+++ b/capsulflask/static/style.css
@@ -170,7 +170,12 @@ thead {
   background: #bdc7b812;
 }
 td, th {
-  padding: 0.2em 1em;
+  font: calc(0.40rem + 1vmin) monospace;
+  padding: 0.1em 1em;
+}
+table.small td, table.small th {
+  font: calc(0.35rem + 0.83vmin) monospace;
+  padding: 0.1em 1em;
 }
 th {
   border-right: 4px solid #241e1e;
diff --git a/capsulflask/templates/account-balance.html b/capsulflask/templates/account-balance.html
index 5df714e..69779ff 100644
--- a/capsulflask/templates/account-balance.html
+++ b/capsulflask/templates/account-balance.html
@@ -4,10 +4,82 @@
 
 {% block content %}
 <div class="third-margin">
-  <h1>Account Balance</h1>
+  <h1>Account Balance: ${{ account_balance }}</h1>
 </div>
 <div class="half-margin">
  
+  <div class="row">
+    {% if has_payments %}
+    <div>
+      <div class="third-margin">
+        <h1>Payments</h1>
+      </div>
+    
+      <table>
+        <thead>
+          <tr>
+            <th>amount</th>
+            <th>date</th>
+          </tr>
+        </thead>
+        <tbody>
+          {% for payment in payments %}
+            <tr>
+              <td>${{ payment["dollars"] }}</td>
+              <td>{{ payment["created"] }}</td>
+            </tr>
+          {% endfor %}
+        </tbody>
+      </table>
+    </div>
+    {% endif %}
+    <ul>
+      <li>
+        <h1>PAYMENT OPTIONS</h1>
+        <ul>
+          <li>
+            <a href="/console/stripe">Add funds with Credit/Debit (stripe)</a>
+            <ul><li>notice: stripe will load nonfree javascript </li></ul>
+          </li>
+          <li><a href="/console/btcpay">Add funds with Bitcoin/Litecoin/Monero (btcpay)</a></li>
+    
+          <li>Cash: email treasurer@cyberia.club</li>
+        </ul>
+      </li>
+    </ul>
+
+  </div>
+
+
+  {% if has_vms %}
+  <div class="third-margin">
+    <h1>Capsuls Billed</h1>
+  </div>
+  <table class="small">
+    <thead>
+      <tr>
+        <th>id</th>
+        <th>created</th>
+        <th>deleted</th>
+        <th>$/month</th>
+        <th>months</th>
+        <th>$ billed</th>
+      </tr>
+    </thead>
+    <tbody>
+      {% for vm in vms_billed %}
+        <tr>
+          <td>{{ vm["id"] }}</td>
+          <td>{{ vm["created"] }}</td>
+          <td>{{ vm["deleted"] }}</td>
+          <td>${{ vm["dollars_per_month"] }}</td>
+          <td>{{ vm["months"] }}</td>
+          <td>${{ vm["dollars"] }}</td>
+        </tr>
+      {% endfor %}
+    </tbody>
+  </table>
+  {% endif %}
 </div>
 {% endblock %}
 
diff --git a/capsulflask/templates/create-capsul.html b/capsulflask/templates/create-capsul.html
index dfc69ca..5962bc9 100644
--- a/capsulflask/templates/create-capsul.html
+++ b/capsulflask/templates/create-capsul.html
@@ -45,6 +45,8 @@
       
       * net is calculated as a per-month average
       * all VMs come standard with one public IPv4 addr</pre>
+      <pre>
+      Your <a href="/console/account-balance">account balance</a>: ${{ account_balance }}</div>
 
       <form method="post">
         <div class="row justify-start">